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Know about your payment methods

What is a debit card?

  • It is a form of plastic money or payment card that helps the buyers to make purchases without the help of cash. The money is directly deducted from the bank account of the buyer or from the checking account. This is the safest alternative to cash and is the most convenient form of payment system.
  • Most of the banks and the credit unions give the debit cards as soon as the account is opened in the respective bank.

What is a credit card?

  • This is again a form of plastic money that allows making purchases by borrowing money from the bank. The borrowed money is then paid to the bank within the “grace period” of around 25-30 days (varies according to every bank) to avoid the interest. In case of failure of the making any payment, you need to pay a percentage of money that you owe to the bank.

What is VISA?

  • A visa card is a card that is used to make payments by utilizing the Visa networks and branded by the Visa Inc. a visa card can be a debit card, credit card or prepaid card. Each visa card has a different term that reflects the creditworthiness of a consumer.
  • Visa was the first company that provided with the first credit card in the year 1960 and is founded by Bank of America. This is the renowned card as this gives the best class payment gateway services to all the people using it.

What is Master Card?

  • Master card is a form of plastic money that has both debit and credit card and is incorporated by MasterCard international. This company has its headquarters in New York, United States.  This card also varies in the security services and the creditworthiness of the customers are designed differently.
  • In the year 1966 to 1979 master card was called “interbank” and “Mastercard” the original banks behind the credit cards were the banks of United California bank and a bank of California.


  • This is a form of credit card that is used primarily in the United States. Normally the discover cars are issued by the discover bank that is formerly the greenwood trust company. This card is issued through the discover network payment network. This brand is supposed to be the 4th largest brand after visa, MasterCard, and American Express.

What is American express?

  • American express a form of credit card issues by formulated by American express company that is also a famous American multinational financial services that have its headquarters in the New York City, this is also known to be famously known by Amex. This includes traveler’s cheque, charge cards, and credit cards.

What is PayPal?

  • This is an American company famously known as PayPal holdings international that supports the online money transfer and this also works in a way so that it is an electronic alternative to the traditional paper methods like checks and money orders. 

What is SSL security?

  • This is a standard security technology that establishes the encrypted link so that the web server and the browser get the perfect link and every information that passes through the link keeps all the data integral and private.
  • Those having SSL certificates have a key pair that is public and private key. Both these keys work together to establish the encrypted connection.